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Foreclosure Process / Time Line




Event Number of Days Cumulative Number of Days
Served with Foreclosure Complaint 20 Days to Answer: (Note: if client fails to file an answer they are not entitled to any further notice. So client should file an answer just to continue to receive notices) 20
Motion for Summary Judgment
Motion Hearing
15 Days After Service (typically 30 days after answer) 50
Sale Date 5 Weeks After SJM Hearing 87
Writ of Possession After Sale Typically 15 Days 102 Days - typical for client to have to vacate after service of complaint


This time line is approximate and has an error factor of (+ or -) 10 days typically.

Typical intervening factors that increase the time:
  • Attorney files the SJM late
  • Client files an answer
  • Summary judgment motion denied
  • Bankruptcy filed
  • Reinstatement agreement filed




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